Bungoma, Kenya  |  Reg. No. CS/SACCO/0001/2024
NOTICE
AGM scheduled for 28th June 2026 — All members are encouraged to attend New mobile banking app now available on Google Play and App Store Dividend declaration: 14% on share capital for FY 2025 approved by members Loan processing time reduced to 48 hours for qualifying members School fees loan applications now open — Apply before 15th July 2026 AGM scheduled for 28th June 2026 — All members are encouraged to attend New mobile banking app now available on Google Play and App Store Dividend declaration: 14% on share capital for FY 2025 approved by members Loan processing time reduced to 48 hours for qualifying members School fees loan applications now open — Apply before 15th July 2026
Back Office Savings Activity

BOSA Products

Member-based savings and credit products forming the core of Ng'arisha SACCO's financial services.

Overview BOSA Products FOSA Products E-Channel Services Last Expense Plan

BOSA Products

BOSA forms the core of Ng'arisha SACCO's activities. Members build up share capital and savings which form the basis for loan eligibility and dividend earnings.

Loan TypeMultiplierMax TermRate
Development Loan3× Deposits48 months1% p.m. R/B
Super Loan5× Deposits60 months1.1% p.m. R/B
Emergency Loan1× Deposits12 months1% p.m. R/B
School Fees Loan2× Deposits12 months1% p.m. R/B
14% Annual Dividend 48hr Processing Flexible Repayment No Hidden Charges
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BOSA
Back Office Savings Activity
Minimum Monthly SharesKSh 200
Dividend Rate14% p.a.
Maximum LoanKSh 5,000,000
Loan MultiplierUp to 5×