Comprehensive financial solutions for every stage of life — from savings to loans, insurance to digital banking.
Member-based savings and credit products with competitive dividends and loan facilities for all members.
Explore BOSABank-like services with current accounts, savings accounts, salary processing, and instant loans for members.
Explore FOSADigital banking via mobile app, internet banking, USSD, and M-Pesa integration 24/7.
Explore E-ChannelsCompassionate welfare product providing financial relief to members' families during bereavement.
Learn MoreNg'arisha SACCO has been empowering members across Kenya with reliable savings, affordable credit, and innovative digital financial solutions.
Fully licensed by SASRA and audited annually for member protection.
Loan decisions within 48 hours, with instant digital disbursement to M-Pesa or bank accounts.
Earn up to 14% annual dividend on shares — consistently outperforming market rates.
Manage accounts, apply for loans and transact via mobile app, internet banking or USSD *456#.
All members are cordially invited to the 32nd AGM at the Kenyatta International Convention Centre (KICC). The AGM will present the 2025 Annual Report, approve financial statements, and elect board members.
Read Full NoticeEverything you need, right at your fingertips
Ng'arisha SACCO gave me a development loan that helped me build my family home in Kitengela. The process was smooth, and the staff were extremely helpful. I have been a member for 12 years with no regrets.
The mobile app is a game-changer. I can check my balances, apply for emergency loans, and pay bills without visiting a branch. Ng'arisha has truly embraced modern banking for its members.
When I lost my mother, the last expense benefit was paid out within 5 days. That financial cushion during a difficult time meant everything to my family. I am forever grateful to Ng'arisha SACCO.