Join over 25,000 members already growing their wealth with Ng'arisha SACCO. Membership is open to any Kenyan adult aged 18 and above.
Joining Ng'arisha SACCO is quick and straightforward. Follow these four easy steps to get started on your financial journey.
Download and complete the membership application form — or pick one up at any of our offices.
Attach a copy of your National ID, 2 passport photos, and your KRA PIN certificate.
Pay the one-time registration fee of KSh 1,000 and initial share deposit of KSh 2,000.
Your account is activated within 24 hours. Begin contributing and accessing all member benefits.
A clear photocopy of your National Identity Card or valid Kenyan Passport.
Two recent colour passport photographs taken against a white background.
Your Kenya Revenue Authority PIN certificate — can be printed from the iTax portal.
KSh 1,000 one-time registration fee plus an initial share deposit of KSh 2,000.
Minimum monthly share deposit of KSh 500. Savings contributions start from KSh 200.
Membership is open to Kenyan adults aged 18 years and above in good financial standing.
Earn up to 14% annual dividend on shares — consistently beating fixed deposit rates.
Access loans at competitive rates of 1% per month on reducing balance — far below commercial banks.
Automatic welfare coverage for you, spouse, and dependants — up to KSh 100,000 payout.
Free mobile app, internet banking, and USSD *456# access to all your accounts 24/7.
Free workshops, seminars, and resources to help you make better financial decisions.
Vote at the AGM, elect board members, and participate in decisions that shape the Sacco.
Interested in joining? Fill in your details and our team will contact you within one business day.
Estimate your monthly repayments and total interest before applying for a loan.
Visit our office or call us to begin your loan application. Bring your membership card and 3 months' payslips.