.steps-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:0;position:relative;}
.steps-grid::before{content:'';position:absolute;top:36px;left:calc(12.5% + 20px);right:calc(12.5% + 20px);height:2px;background:linear-gradient(90deg,var(--blue),var(--green-mid));z-index:0;}
.step-card{text-align:center;padding:20px 16px;position:relative;z-index:1;}
.step-num{width:72px;height:72px;border-radius:50%;background:linear-gradient(135deg,var(--blue),var(--navy));color:white;font-family:'Playfair Display',serif;font-size:28px;font-weight:700;display:flex;align-items:center;justify-content:center;margin:0 auto 18px;border:4px solid white;box-shadow:0 6px 20px rgba(24,95,165,.25);}
.step-card h4{font-family:'Playfair Display',serif;font-size:17px;font-weight:700;color:var(--navy);margin-bottom:8px;}
.step-card p{font-size:13px;color:var(--gray-text);line-height:1.6;}
.req-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:20px;}
.req-card{background:white;border-radius:14px;padding:22px 20px;border:1px solid var(--gray-mid);display:flex;gap:14px;align-items:flex-start;transition:.3s ease;}
.req-card:hover{border-color:var(--blue-light);box-shadow:0 8px 24px rgba(4,44,83,.08);}
.req-icon{width:44px;height:44px;border-radius:10px;display:flex;align-items:center;justify-content:center;flex-shrink:0;}
.req-card h5{font-size:14px;font-weight:600;color:var(--navy);margin-bottom:5px;}
.req-card p{font-size:13px;color:var(--gray-text);line-height:1.55;}
.enquiry-wrap{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:start;}
.enquiry-form{background:white;border-radius:18px;padding:36px;border:1px solid var(--gray-mid);box-shadow:0 8px 32px rgba(4,44,83,.06);}
.enquiry-form h3{font-family:'Playfair Display',serif;font-size:24px;font-weight:700;color:var(--navy);margin-bottom:6px;}
.enquiry-form p{color:var(--gray-text);font-size:13.5px;margin-bottom:24px;}
.form-group{margin-bottom:16px;}
.form-group label{display:block;color:var(--navy);font-size:13px;font-weight:500;margin-bottom:6px;}
.form-group input,.form-group select,.form-group textarea{width:100%;border:1.5px solid var(--gray-mid);border-radius:8px;padding:10px 14px;font-family:inherit;font-size:14px;color:var(--navy);outline:none;transition:border-color .3s ease;background:white;}
.form-group input:focus,.form-group select:focus,.form-group textarea:focus{border-color:var(--blue);}
.form-group textarea{resize:vertical;min-height:90px;}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:12px;}
.form-submit{background:linear-gradient(135deg,var(--green),var(--blue));color:white;border:none;padding:13px 28px;border-radius:8px;font-size:15px;font-weight:600;cursor:pointer;font-family:inherit;width:100%;margin-top:6px;transition:opacity .3s ease;}
.form-submit:hover{opacity:.9;}
.calc-wrap{background:var(--navy);border-radius:18px;padding:36px;color:white;}
.calc-wrap h3{font-family:'Playfair Display',serif;font-size:24px;margin-bottom:6px;}
.calc-wrap p{color:var(--blue-light);font-size:13.5px;margin-bottom:24px;}
.calc-field{margin-bottom:16px;}
.calc-field label{display:block;color:var(--blue-light);font-size:13px;margin-bottom:6px;}
.calc-field input,.calc-field select{width:100%;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.2);border-radius:8px;padding:10px 14px;color:white;font-family:inherit;font-size:14px;outline:none;}
.calc-field input::placeholder{color:rgba(255,255,255,.4);}
.calc-result{background:rgba(99,153,34,.2);border:1px solid rgba(99,153,34,.4);border-radius:12px;padding:20px;margin-top:20px;display:none;}
.calc-result h4{color:var(--green-light);font-size:14px;margin-bottom:14px;font-weight:600;}
.calc-row{display:flex;justify-content:space-between;padding:8px 0;border-bottom:1px solid rgba(255,255,255,.1);font-size:13.5px;}
.calc-row:last-child{border:none;font-weight:600;color:var(--green-light);}
.btn-calc{background:var(--green-mid);color:white;border:none;padding:12px 28px;border-radius:8px;font-size:14px;font-weight:600;cursor:pointer;font-family:inherit;width:100%;margin-top:10px;transition:background .3s ease;}
.btn-calc:hover{background:var(--green);}
.benefit-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;}
.benefit-card{border-radius:14px;padding:26px 22px;}
@media(max-width:1024px){.steps-grid{grid-template-columns:repeat(2,1fr);}.steps-grid::before{display:none;}.enquiry-wrap{grid-template-columns:1fr;}.benefit-grid{grid-template-columns:1fr 1fr;}}
@media(max-width:640px){.steps-grid{grid-template-columns:1fr;}.form-row{grid-template-columns:1fr;}.benefit-grid{grid-template-columns:1fr;}}